Directors’ & Officers’ Liability Insurance
For Residents Associations
Whether you’re client is managing a block of flats or overseeing a neighbourhood association, their committee or board members and officers make critical decisions every day.
2Vision’s comprehensive D&O Liability Insurance provides essential protection for those in leadership roles within Residents Associations, Committees, and Residential Property Management Companies.
Protect your client’s management
(Directors’ and Officers’ liability)
This coverage safeguards decision makers against claims arising from their actions while managing the Association—helping ensure peace of mind and continuity.
Safeguard your client’s organisation
(Corporate liability (Entity) extension)
This optional extension safeguards the resident’s association as an entity when it is separately named in a lawsuit or where it is included in a lawsuit along with members of the committee.
Protect your client’s employment decisions
(Employment Practices liability)
This optional extension provides cover for claims related to employment issues such as wrongful dismissal, discrimination, or harassment.
What does D&O insurance cover?
- Personal Liability Protection
Shields individuals from personal financial loss due to allegations of wrongful acts such as breach of duty, negligence, or mismanagement. - Organisation or Entity Cover
Extends protection to the Entity itself when it is named in a lawsuit alongside its officers and committee members. - Employment Practices Liability (EPL)
Optional cover for claims related to employment issues such as wrongful dismissal, discrimination or harassment in the event the organisation has any employees.
Downloads
- D&O Liability Insurance for Residents Associations Policy Summary
- D&O Appetite Sheet
- D&O Claims Form
If your client’s organisation has a…
- Residents Associations
- Right to Manage (RTM) Companies
- Residential Property Management Committees
- Flat Management Companies
If your client’s organisation has a board of directors, a committee or key decision-makers, D&O insurance is a must-have.
Get your client covered today
Let us help you build a tailored policy that fits your client’s needs.
Innovative D&O coverage from 2Vision
- Defence costs in addition to the policy limit.
- Entity and EPL deductible starts from £1,000 or for Residents associations just £500.
- The Insured can choose its own Defence Counsel.
- No exclusion for Data Protection.
- Multiple write backs to the Death and Bodily Injury Exclusion.
- Consequential loss write back for property damage exclusion.
- Personal external appointments on any not-for-profit organisations, school governors, committee members or registered charity.
- Fees for intervention cover included.
- Free legal Helpline.
- No application needed terms based on statement of fact.
Refer to the policy wording for full terms and conditions.
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