Professional Liability Insurance
For Architects & Engineers
Specialist Insurance
**COMING SOON**
Comprehensive Professional Liability Insurance for Architects & Engineers.
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At 2Vision, we understand the complexities and exposures faced by Architects and Engineers operating in today’s increasingly litigious and technically demanding environment.
Our Architects & Engineers Professional Liability product is designed to provide clear, comprehensive cover, supported by fast decision-making and consistent underwriting – giving brokers confidence and clients peace of mind.
Our policy helps safeguard Insureds against any civil liability claims or professional negligence, so they can focus on what they do best.
Who needs this cover?
We support a broad range of design and consultancy professionals, including:
- Architects (residential, commercial, and mixed-use)
- Architectural technologists & technicians
- Civil and structural engineers
- Mechanical & electrical (M&E) engineers
- Consulting engineers
- Project managers and design consultants
Our appetite
- Small to mid-sized practices
- Established firms with strong risk management processes
- Practices undertaking residential, commercial, and light industrial work
- Firms with a balanced mix of projects and services
Key Risk Considerations
- Nature and complexity of projects undertaken
- Contract terms and risk transfer provisions
- Use of sub-consultants and outsourcing
- Quality assurance procedures and risk management controls
- Experience of principals
- Claims history
- Geographic exposure, including overseas work
- Our policy helps safeguard Insureds against any civil liability claims or professional negligence, so they can focus on what they do best
What we offer
Whether it’s cover for a primary layer or excess of loss we have a solution to fit your client’s needs and backed by Lloyd’s of London.
Our comprehensive policy includes the following benefits and coverage:
- Civil Liability
Coverage for a wide range of civil liabilities, including defamation, breach of confidentiality, and more. - Professional Negligence
Claims arising from errors, omissions, or breaches of professional duty. - Legal Defence Costs
We cover the cost of defending claims, even if they are groundless. - Free Legal Helpline
Available during usual working hours. - Deductible does not apply to the Defence Costs
If a claim settles with no liability payment, just costs, the insured pays nothing. - Claims Made Basis
Protection for claims made during the policy period, regardless of when the incident occurred. - Any one claim policy limits
The limit of indemnity applies to each claim no matter how many claims are made. - Defence Costs are in addition to the limit of indemnity
Don’t worry if a claim reaches the claim limit we will still pay the cost of defence in addition (proportionate to the overall claim value). - Criminal Prosecution Defence Costs
We will pay the cost to defend against a criminal prosecution for an alleged breach of any statutory regulations in relation to an insured’s business. - Selection of Defence Counsel
Insureds have the option to use their own defence counsel. - Loss Mitigation Costs
Our policy will pay costs, and expenses incurred for work undertaken to prevent or reduce the amount of a Loss. - Witness Attendance costs
The costs associated with the attendance of an insured or its employee at a hearing of any kind are covered by our policy. - Flexible Limits of Indemnity
Choose the level of cover that best suits your insured. - Fast & Fair Claims Handling
Our experienced claims team is here to support your insureds every step of the way. - Affordable Premiums
Competitive pricing without compromising coverage.
Downloads
- Professional Liability Architects & Engineers Policy Summary
- Professional Liability Architects & Engineers Proposal Form
- Professional Liability Appetite Sheet
- Professional Liability Claims Form
Why professional liability insurance matters
Even the most experienced professionals can make mistakes. A single claim could result in costly legal fees, reputational damage, or financial loss. Our policy ensures the policy holder is protected—so they can focus on growing their business.
Get your client covered today
Let us help you build a tailored policy that fits your client’s needs.
Any business will benefit from our tailored cover if:
- They are required to carry a certain level of professional liability insurance by a principal.
- They are trying to raise financial backing.
- They are a member of a professional organisation that requires cover to be in place.
- They need to maintain professional qualification eligibility where needed.
- They need to avoid a large financial burden in the event of a claim against them.
- They need to pay the cost to defend themselves against an allegation of negligence whether or not the allegation is groundless.
- They need help to avoid reputational damage from lengthy and time-consuming legal issues.
- They want to sleep at night knowing they are protected.
Are you a new broker to 2Vision?
We welcome all enquiries from new brokers. If you haven’t dealt with us before, click to register today.
Are you looking for a broker?
Although we do not deal directly with insureds, we can help you find a broker who will access our range of products for you.