A Fair & Honest Marketplace

Refer to our Terms of Business Agreement (TOBA) for full details, but you can find our key points regarding regulation below:

1. All our scheme insurers grant risk transfer to us and allow us to cascade this to our producing brokers for the collection and return of premium monies and premium refunds and payment of claims monies where required. We do not allow our sub brokers to cascade this risk transfer without our prior written consent.
2. The TOBA we issue by default is non risk transfer, as such should you require a risk transfer TOBA please let us know and include the reason why and we will issue you one with full risk transfer.
3. Underwriters consent to the co-mingling of risk transfer monies with Client Money in a statutory or non-statutory trust Client Money bank account, as permitted under the FCA Client Money rules.
4. Commission is deemed as earned on receipt of the payment from your client.

Target Market Statements and Fair Value Assessments Downloads

• 2Vision Target Market & Fair Value Directors & Officers
• 2Vision Target Market & Fair Value Professional Liability
• 2Vision Target Market & Fair Value Standalone Terrorism